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A community bank is any state or federally chartered bank with
its charter located in the State of Nebraska. Community bank’s
focus attention on the needs of local families, businesses, and
farmers. They channel most of their loans to the neighborhoods
where their depositors live and work. Many community banks are
willing to consider character, family history and discretionary
spending in making loans. Community banks offer nimble decision-making
on business loans, because decisions are made locally.
The Nebraska Independent Community Bankers (NICB) is the only
trade association for privately held financial institutions in
the State of Nebraska dedicated to the principles of community
banking. The NICB’s mission is to provide members the means
to remain viable, progressive financial institutions with their
franchise value enhanced.
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